the health care costs, the health care law, and looming tax increases and congress actually-- >> and maybe you're seeing just that, and dan, to that point, do you see this double dip? do you see, as many ceo's seem to be saying at the very least, not a big reason to hire, not a big reason to expand. retrenchment, which generally smells recession? >> i don't know that we're going to have a double dip, but except in housing, could be extremely vigorous, but may be in a situation like we're in in the late 30's in which we have very, very slow economic progress, or none at all and we're just in a prolonged period of slowdown and i don't see what's going to end this. >> we should point out that housing is up in the countries, so far down, you know. >> neil: for whatever reason, charlie, it's up. >> one dollar or two dollars. >> neil: adam, on this point i have another theory on this, you might or might not like, we got so used to crappy numbers when they're less crappy, i think we're grateful and i think we've had years of pathetic numbers and i think that when we see an up tick in housin